What must I agree to in order to receive a loan?

In order to refinance your loan, you must agree to the Borrower Platform Agreement, Privacy Policy, Electronic Communications Policy and Credit Report and Information Verification Consent, Co-Owner Consent Form (if applicable), and an Upstart Promissory Note. You and any co-owners should read all of these agreements and policies carefully, as they include important information related to your Upstart loan. 


To accept your loan, you must review and sign the Truth in Lending Disclosure and Upstart Promissory Note. Additionally, you should review the website’s Terms of Use prior to use of the site.

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