Is my existing auto loan eligible?

To refinance your auto loan with Upstart, you must have at least 24 months of payments remaining and an outstanding balance of between $9,000 and $60,000 on your loan. Please see below, some states have specific limitations.

State Specific Eligibility Requirements:

  • Connecticut: max 12% APR
  • New Jersey: max loan amount $50,000
  • New York: max 16% APR
  • Oregon: max loan amount $50,000
  • Vermont: max 12% APR
  • Wyoming: max loan amount $75,000
  • District of Columbia: max 24% APR

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