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Support Home Eligibility
  • Am I eligible to refinance my auto loan with Upstart?

    To qualify for an auto loan, you must: Have a U.S. street address  that you curre…

  • Is my existing auto loan eligible?

    To refinance your auto loan with Upstart, you must have at least 24 months of pay…

  • Which U.S. states does Upstart support?

    Currently, Upstart is available for Auto-refinancing in all states except: Iowa, …

  • Can I use a cosigner?

    Unfortunately since this is a personal auto loan, we only take your personal inco…

  • What are the minimum credit requirements to refinance with Upstart?

    Applicants must have a minimum credit score of 510, as reported by a consumer rep…

  • What subsequent events may disqualify my application?

    Prior to payoff of your current lienholder, if your credit history indicates any …

  • How do I improve my credit score?

    We are not a consumer reporting agency, credit repair organization, credit counse…

  • What should I do if I see a discrepancy in my credit report?

    If you think the information is inaccurate, contact the credit reporting agencies…

  • Why was I disqualified?

    To find out why we were unable to offer you a loan at this time, you can log into…

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The information on this website does not constitute an offer to sell securities or a solicitation of an offer to buy securities. Further, none of the information contained on this website is a recommendation to invest in any securities. Currently, Upstart Network can sell the securities it issues only to accredited investors on a confidential basis at their request for consideration.


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