Automotive Support

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Am I eligible to refinance my auto loan with Upstart?

To qualify for an auto loan, you must: 1. Have a U.S. street address and resid…
Is my car eligible?

To refinance your auto loan with Upstart, your car must be no more than 10 years …
Is my existing auto loan eligible?

To refinance your auto loan with Upstart, you must have at least 24 months of pay…
Which U.S. states does Upstart support?

Currently, Upstart refinances auto loans of Florida residents with Florida-regist…
Can Upstart make exceptions for unique situations?

Unfortunately, we cannot make individual exceptions to our eligibility requiremen…
Can I use a cosigner?

We do not allow you to apply for a loan with a cosigner. We can only take your in…
What are the minimum credit requirements to refinance with Upstart?

Applicants must have a minimum credit score of 510, as reported by a consumer rep…
What subsequent events may disqualify my application?

Prior to payoff of your current lienholder, if your credit history indicates any …
What are the insurance coverage requirements to qualify?

Upstart requires a valid and current insurance policy with no open claims. Applic…