We only take your personal income into consideration. The following are acceptable forms of income:
Salary, bonus, or commission paid by your employer;
Hourly wages including overtime;
Self-employment income that you’ve earned consistently for a full calendar year*;
Income earned from being a shareholder in a corporation or partnership*;
Rental property income that has been earned for a full calendar year*;
Trust, pension, disability, retirement, or Social Security income;
Alimony, child support, or separate maintenance. (Note: You do not need to disclose this income if you do not want it to be considered in your application.)
* Please note that a filed tax return is required for verification.
The following are not acceptable forms of income:
Your household income. We only take your personal income into consideration.
Inconsistent investment income or dividends from stocks
Unrealized gains from equity
Signing bonuses or relocation packages
Business income that is not claimed on your personal tax return